ReRoof Plus | Roofing Repair | Storm Damage We Negotiate Your ReRoof With Your Insurance Company Mon, 10 Aug 2020 10:59:54 +0000 en-US hourly 1 Insurance Adjusters Mon, 10 Aug 2020 10:53:52 +0000 What Do Insurance Adjusters Look For On Roofs?

As a homeowner, you are probably always concerned about roof damage when an unexpected storm or other weather occurrence hits your home. In this case, the first thing you need to know is that – time is of utmost essence especially if you’re planning to make an insurance claim. It’s crucial for you to snap some photos and jot down any damages that occurred to your roof immediately so that your insurance adjuster can help you get your entitled claim.

 In such cases, a major question that arises in the minds of many homeowners is – “What do insurance adjusters look for on roofs?

Well, the answer is quite complicated as there are many aspects and factors that an insurance adjuster will consider before helping you claim roof damage from your insurance company.

Insurance Claims and Roofs

Without further ado, here are a few considerations an insurance adjuster makes when assessing your roof.

The Age of the Roof

The first aspect your insurance adjuster will consider is the age of your roof. This is an important factor because, with some roofing materials, you might face serious difficulties claiming insurance if they are over 20 years old. Most, but not all insurance companies put a limit on your roof insurance claim if the life of your roof has surpassed the 20-year mark.

Was it Installed Properly?

As important as it is to use good materials for your roof, it is equally important to ensure that the installation process goes smoothly. This can only be achieved through the experience of your hired contractor and the construction techniques they use. However, this factor is of utmost importance for your insurance adjuster because if your roof wasn’t installed properly in the first place, it was bound to suffer from weather damage.

Signs of Damage

When inspecting the roof of your home, an insurance adjuster will search for visible signs of internal and external roof damage. They thoroughly conduct this inspection to have an idea about the estimated amount that you will require to repair or replace the areas that have suffered from damage.

Here are a few things an insurance adjuster will look for in a general and storm damage roof inspection.

General Roof Inspection

In a general roof inspection, an insurance adjuster will look for the following:

  • Age of the roof
  • Missing or broken shingles
  • Proper roof installation
  • Areas of wear
  • Areas of sun damage
  • Damage from trees
  • Nail pops
  • Other problems arising from exposure to the environment

Storm Damage Roof Inspection

The inspection process gets trickier in case of a storm. For example, if a hail storm hits an asphalt roof, your insurance adjuster will run their hands across the shingles to feel the dents.

Here are a few aspects that your insurance adjuster will consider when conducting a storm damage roof inspection.

  • Indicators of missing caulk to seal flashing
  • Rusting, corroding or flashing
  • Buckled, sunken or lifted shingles
  • Chimney cracks
  • Missing screws skylights and vents
  • Rub hands across shingles to feel for dents

By now, you should be very well aware of things that an insurance adjuster will look for on your roof. If your roof suffers from general or storm damage, don’t forget to instantly gather all the evidence you can so that you can receive a good insurance settlement!

If you’re looking for someone to repair or install the roof of your home in Fort Myers, contact us today!

How Often Can You File a Roof Claim? Tue, 21 Jul 2020 11:17:26 +0000 One of the most popular reasons for homeowners seeking a home insurance claim is – roof damage. It is common knowledge that the roof of a home is an essential part of its structural integrity. The roof of your home protects the rest of the house from a variety of weather conditions. This is why it is important for you to ensure that your roof remains in top-notch condition.

If your roof suffers from damage, you often have the opportunity to file a roof claim in hopes that your insurer will pay for the replacements or repairs.

The main question that arises in such a situation is – how often can you file a roof claim?

The frequency of filing a roof claim highly relies on the cause behind the roof damage. Here are some conditions that can affect the frequency of filing for a roof claim.

Roof Claims

Weather Damage

You can file a roof claim with your insurance company if your roof has suffered damage due to the weather conditions such as a storm. However, your insurance company won’t repair or replace your roof just because it is leaking. So, if your roof has suffered noticeable damage due to the weather such as missing or broken shingles, holes, etc, you can easily file for a claim. You can file a claim every time your roof suffers from damage due to such incidents.

Poor Maintenance

Home insurance doesn’t cover just any damage. It can help cover damages caused by those situations that aren’t related to poor maintenance. For instance, if your roof has old shingles that have suffered severe damage and mold buildup, your insurance company isn’t going to cover it. In the case of poor maintenance, you can forget about filing a roof claim altogether as it will be merely pointless.


The deductible is the amount you’re liable to pay for the repairs of any damage. If the cost of repairing your roof is lower than your deductibles, you won’t receive any money from your insurance company after filing a claim. Make sure to get a quotation from a reliable contractor before filing for roof damage.

When Can You File a Roof Claim?

Homeowners find it rather tempting to file a roof claim in the hopes of having their policy cover the damage. While this does make sense and often falls within your policy guidelines, the main issue is that your insurance company can terminate your coverage. Moreover, every time you file a claim, the cost of your policy increases considerably.

The point is, many insurance experts recommend you to let go of a roof claim if your damage is less than $5,000. Instead of this, they recommend you to opt for a policy with a higher deductive, which lowers the price of your coverage.

All in all, your insurance coverage can become pretty risky if you file more than one insurance claim (one weather and one non-weather) for your leaking roof every ten years.

What Do Insurance Adjusters Look For On Roofs?

If you’re looking for someone to help you out with roof repairs and insurance claims…

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What Is Considered Wind Damage to a Roof? Tue, 14 Jul 2020 12:44:20 +0000 Even without harmful weather or hail, high and strong winds can end up damaging the roof of your home pretty badly. These winds can harm your roof and cause many problems, such as missing shingles, leaks and gutter problems. On an average, roof shingles can withstand wind that blows at the rate of 90 mph. However, anything more than that can cause significant harm to them. This is why the shingles of your roof suffer the most at the hands of strong winds.

The main problem is that many people don’t acknowledge the wind damage to their roof because they aren’t sure what it’s supposed to look like. This article covers everything you need to know about wind damage to your roof so that you can opt for commercial roofing services in Florida to get your roof repaired.

Wind Damaged Roof

What Is Wind Damage?

Strong and high winds don’t affect all surfaces in the same way. Certain areas including the edges, the corners and the ridge lines are especially vulnerable to suffering from high wind damage. The wind can often invade a corner of your roof, curling it or ripping it off completely. This often exposes those areas of your roof, making them more prone to leaking.

Another major damage that strong winds inflict on your roof is known as ‘lifting.’ In this case, even though the roof shingles appear intact from the ground, the winds can create a suction effect and raise the shingles upwards. When the shingles of the roof are left, the sealant present between the layers can break down, causing serious leaks.

High winds can also cause debris and other things to blow around. For instance, it can uproot trees, causing them to fall over your roof. This will end up puncturing your roof or destroying your shingles. The stuff blown around by the wind can often cause more damage to your roof than the wind itself.

How to Identify Wind Damage

Sometimes it is rather easy to identify wind damage as it is physically evident, such as leaking or broken shingles.

Here are some ways to help you identify the damage the wind has done to your roof.

Roof Leaks

This is one of the simplest and easiest ways to find out that your roof has suffered from wind damage. Wind damage can cause your roof to leak so you’ll find water entering your house. The areas and rooms that suffer the most from this is the top floor and usually the attic. If you find any wet spots or dripping water, call for residential roofing services in Florida immediately!

Missing Shingles

If you see missing shingles, it might be due to the strong winds. In this case, you will probably have to get your roof shingles replaced.

Curling Shingles

The shingles of your roof can start curling especially at certain focal points. This includes the corners, the edges, the ridges, etc. Curled shingles can lead to water leakages as well.

 “Lifted” Shingles

Lifted shingles are the hardest to spot as they look perfect from the ground. However, the shingles are typically lifted that can cause your roof to leak.

Chimney Flashing

This is another way to check for wind damage. If your chimney flashing has split or is missing, you might need to opt for residential roofing services in Florida. A chimney flashing is a typically high stress point for strong and high winds.


Always check your roof for any signs of wind damage so that you can get it repaired immediately. If you are looking for residential or commercial roofing services in Florida.


Is It OK To ReRoof Over Old Shingles? Mon, 15 Jun 2020 11:15:00 +0000 Many homeowners consider getting their old shingles reroofed. So yes, it is highly possible to get new shingles to replace the old ones. However, you need to keep a few things in mind when it comes to reroofing shingles. It is only possible for you to use asphalt or composition shingles to replace the old ones.  Moreover, you should never mix different materials when it comes to reroofing old shingles.

This article provides you with detailed information about reroofing old shingles. This will help you decide whether or not it’s okay to reroof old shingles.

Roof Shingles

Why Should You Reroof New Shingles Over Old Ones?

Many people choose to lay down new roof shingles over old ones in order to avoid ‘tear-off.’ The tear-off process is extremely messy as you have to get rid of your old roof in order to set the new one. Re-roofing shingles is a convenient way to skip the mess and additional costs. However, re-roofing also requires some prep work, such as the removal of vents and ridge caps. So, while re-roofing might seem like a good idea at first, you also need to consider the costs that might come later on. For instance, if your roof suffers any damage, you will have to tear down two layers of shingles to install a new one.

Benefits of Installing New Shingles Over Old Ones

Here are some benefits of installing new roof shingles over old ones.

Less Costly

Reroofing old shingles can help you save money, specifically on the tear-down cost. Moreover, you don’t have to incur any dump fee for your old roof.


Since reroofing helps you skip the ‘tearing-down’ part, you can skip out on creating a huge mess. Moreover, it will also take lesser time to get the job done.

Looks Good and Lasts Long

If the reroofing process is done correctly and under the right conditions, it can be a good option. Not only will it last longer, but it will also look pretty great!

Serves as Protection

Reroofing over your existing shingles can help serve as protection from the storm. However, this is only the case if your old roof is in good shape and condition.

Cons of Reroofing Over Old Shingles

The cons of reroofing over shingles tend to outweigh the potential benefits. However, all this relies greatly on your situation.

Here are some cases in which reroofing is a bad idea.

Shingles are Designed for Flat Surfaces

Shingles are meant to be set into flat surfaces. They can’t help bridge or cover gaps, dips or humps. Professional roofers have their own tricks to lay new roof shingles over old ones. However, if any of the existing shingles are cupped or curled, these defects can become pretty evident through the new layer.

Shingles Add Weight

Most roof structures are tailored to bear the load of only one layer of shingles and maybe a little extra for safety margin. Considering this, it might not be the best idea to opt for reroofing. By installing new roof shingles over the old ones, you are effectively doubling the weight on the foundation of your roof. You will need to seek a professional opinion to ensure that the structure of your roof won’t be affected in any way.

No Visual Inspection of the Roof

Unless and until the roofers tear off the existing shingles, they won’t be able to get an image of the decking. Good professional roofers will always conduct a proper inspection to evaluate problems so that they can make localized repairs before jumping in reroofing.

Re-Roofing Affects the Warranty of the New Shingles

You should ensure to get proper warranty from the shingle manufacturer for the shingles to ensure that they are fit enough for reroofing.

To conclude, reroofing over old shingles is okay as long as you keep the above-mentioned factors in mind and seek professional help. If you are looking for professional roofers to take a look at your roof…

CALL REROOF PLUS @ 239.766.7663

Can You Replace Just Part of a Roof? Wed, 10 Jun 2020 11:10:49 +0000 Have you experienced a windstorm, thunderstorm, or hail recently? Any of these instances is more than enough to damage your roof. But what if only half of your roof was damaged? Do you still need to replace the entire roof?

Well, depending on the damage, you can replace part of your roof to make it as good as new! Here are a few instances in which you can replace part of a roof. Here are a few instances in which you can replace part of a roof.

replace part of a roof

Replacing Roof Shingles

Roof shingles aren’t too big of an issue. Thunderstorms or windstorms can often cause a few shingles to fall off your roof. However, missing, torn or curled shingles aren’t difficult to replace. You will need to call a professional to have a look at your roof. They will let you know about the damage to the underlayment of the roof and probably replace them with some new ones.

However, one thing to remember is that the longer you take to call a professional roofer, the more damage the missing shingles can cause to the underlayment of your roof. Moreover, this extensive damage can end up costing you a great deal of money.

Another main concern is trying to match the shade and color of the existing roof when patching up the shingles. If your roof is considerably old, it may have suffered damage and color fading over the years. So, even if you get same-colored shingles, they probably won’t match your roof. However, if adding these shingles adds life to your roof for a few more years, a little patch of shingles won’t matter.

Patching Areas of Your Roof

Besides shingles, a specific area of your roof can also be damaged. If the patches are relatively small, replacing them can be a good idea. However, before that, call a professional roofer to come and examine your roof properly. They will probably take a look to see if there’s been any water damage to the underlayment of the roof.

Your roof can easily be patched if there’s no serious water damage. However, you need to be aware that the newly replaced patches of your roof won’t match the color of the existing roof. Over time, your roof experiences weathering. This makes it difficult to match the new patches with the old ones. So, if you don’t mind having a patchy look for your roof, you can replace part of it.


If your roof requires minor changes, you can call a professional roofer to help you out. However, it is better to replace the entire roof if more than half of your roof requires repairing. Moreover, re-roofing will help extend the life of your roof alongside ensuring color and quality consistency.

Still skeptical about whether you can replace part of your roof?

Contact us at ReRoof Plus for advice and we will help you out!

When Is It Time to ReRoof? Tue, 12 May 2020 12:44:39 +0000 When is it time to reroof? This question is worth answering since roof replacement projects are not exactly cheap. More importantly, the roof is a critical part of your home structure, which makes reroofing all the more important if your roof has been damaged.

Should you replace it or go on repairing it? Here is what you need to know.


Age is one of the most important factors to consider with respect to roof replacements. No matter how strong your roof, it has a limited lifespan beyond which it must be replaced. However, with regular maintenance, you can extend the lifespan of your roof and incur fewer bills.

when is it time to reroof image

With regular maintenance, it may not be necessary to replace your roof as soon as the warranty period expires. But if you were unable to maintain your roof properly, then you may have to replace it before the warranty period passes.

There is also the possibility that you may have to replace your roof earlier than usual. This may happen if your roofer did not do a good job. That is why it is important to select the most trustworthy, dependable and experienced roofer for such a big home improvement project.

Repair Costs

If you are incurring frequent repair costs, then it may be time to go for a roof replacement. You should check the amounts that you are spending each year on roof repairs. This will include the costs of repairs within the building as a result of roof damage. For instance, if your roof was leaking and it damaged your cabinets, then you should also include the costs of your cabinets.

If you are spending over $10,000 a year this way, then it may be a good idea to replace your roof. Although a roof replacement is not economical, it may save you money over the years by preventing leaks and water damage.


You may see signs of deterioration in your roof, irrespective of their age. It might start looking worn out even though it was supposed to be new. Missing, chipped or damaged shingles may be certain defects that you cannot ignore.

If you have missing shingles, it could be due to improper installation. Without a robust solid base, you cannot expect your shingles to last long. Deformed shingles may be a consequence of improper ventilation within your attic or excessive moisture. Shingles blown away may be the sign of failing adhesive.

If even a single shingle got blown away while your house never saw wind speeds in excess of the maximum wind speed that your roof was designed to withstand, then it could be an installation problem.

In case of such problems, you should act quickly before the damage starts spreading and compounding. 

You should get in touch with dependable and reliable roofers to understand the state that your roof is in and whether it is worth replacing it rather than incurring repair costs.

Contact ReRoof Plus today for roof repair or replacement.

Should I File a Claim for Roof Damage? Fri, 08 May 2020 12:59:27 +0000 If you have been a homeowner for some time, then it is likely that you were paying home insurance premiums during this time. You may then have this question in mind: “should I file a claim for roof damage?”

File a Roof Damage Claim

Home Insurance Policy

Your homeowner insurance policy covers your home structure as well as its roof against the dangers mentioned in the policy. So if you file a claim for ice or snow damage, hail, wind or fire damage, it is likely that your insurance policy will pay you to cover the financial cost of these incidents. You can also gain money from your insurance policy to pay for damages, such as small leaks, if you can show that it was the result of covered risks.

But if it is found that roof damage was the consequence of a lack of maintenance, then your insurance company may not pay you for the damaged roof. Usually, there is limited coverage for roofs older than years. Older roofs are normally covered at their actual cash value, that is, the amount that you may get for older roofs may be equal to the actual cost of building the roof minus the depreciation over the years.


If your roof sustained hail or wind damage, then you may incur a deductible for these. You should go through your insurance policy to check if hail or wind damage is covered with a deductible or excluded altogether. Check the amount of the deductible to determine if you will be able to afford it in the worst-case scenario.

Keep in mind that most insurance policies cover hail and wind damage, insurance premiums may be higher in certain states like Oklahoma and Kansas due to heightened risk of heavy winds and hail storms. Hail and wind are often the most common factors behind roof damage in most cases.

You may also have to pay a deductible if you choose to file a claim for hail or wind damage. That is, you may have to pay a certain amount known as the deductible in case of such adverse events.

The deductible may be higher in areas where hail storms and strong winds are common.

Deductibles may be in the form of fixed amounts like $500 or $1,000. But it is also quite common to find deductibles as a percentage of the home dwelling coverage limit. For instance, if you insured your property for $300,000 and the deductible percentage is set at 1%, then you will have to pay $3,000 for hail or wind damage. After you pay this deductible out of your own pocket, your insurance company will then extend benefits that you are entitled to from the policy.

The deductible may range anywhere between one and ten percent of the insured value of your home.

ReRoof Plus Can Help

Call us today for a consultation if you would like a roof inspection and find out if you should make a roof damage claim at 239-766-7663.

Should I Stay Home During a Roof Replacement? Mon, 27 Apr 2020 14:15:00 +0000 When you are about to carry out a major roofing job on your property, you might be thinking about the following important question:

“should I stay home during a roof replacement?”

So while hiring a roofing contractor, you need to ask them if you must be available at home while they are working. Very often, they will tell you that it is not necessary and that they can carry on without any further directions from your sides.

stay home for roof replacement

Is It Necessary to Stay?

The short answer is that your stay is not usually necessary. So you are free to live elsewhere if you cannot stand the noise of construction and the presence of a large crew at your home. It’s a personal choice.

Whether it is roof replacements, fixing or maintenance, they are all noisy jobs and require time to complete. As a result of this, homeowners find it better to live elsewhere while work is in progress. However, there are homeowners that do not like the idea of leaving their home to live somewhere else even while roof replacement is being carried out.

Roof replacement is a major home improvement and as such it typically takes a couple of days to complete. A good roofer should be able to get most jobs done in around 2 to 3 days.

There is a certain amount of planning that goes into roof replacements. Roofing contractors must consider the weather conditions since the wrong kind of weather can create several problems. They must also arrange the logistics and together with the home owner, decide the date when work will begin.

Roof replacement work for an average sized family home should not take more than a few days to be completed. Even the most extensive roofing jobs should take place under a week unless the weather is very bad.

What You Can Do

If you find that construction work is very disruptive and noisy, then you can possibly avoid it to a large degree with simple planning without having to live elsewhere. You can schedule the work to be done on working week days. During the daytime, when roofing replacement is in progress, you will be away at work. However, if you work at home, then living somewhere else might be a good move since the noise and din may disturb you while you are trying to focus.

Although a good roofing professional will have a polite and courteous crew, there is no denying that there will be plenty of movement on your rooftop and lots of noise. Roof replacement is hard work and requires plenty of construction work with tools that can generate a lot of noise.

If you choose to stay at home, then a few sensible steps will ensure a safe and tolerable stay. Don’t let the kids outside. You should instruct them to stay inside the home. You might have to keep your pets in the basement since they may not be able to tolerate the noise.

Whatever your roofing issues may be, you can count on us to collaborate with you, with your best interests at heart. We work professionally, courteously and with utmost regard for your property.

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How to Pick a Good Roofer? Tue, 21 Apr 2020 14:10:50 +0000 Before embarking on a major roofing job, homeowners might ask “how to pick a good roofer?

Although finding a good roofer might appear perplexing and difficult, it need not be that way. All you have to do is to follow the tips provided. Chances are, you may have the right man for the job.

Picking a good roofer

Check for Insurance

Insurance is an absolute must since there is always a risk of accidents or other unfortunate incidents that might prove to be very expensive. Whenever you vet a contractor, make sure that they have both liability insurance and workers compensation insurance. You should take a look at the certificates and just to be certain you should call up the insurance company.

Select Local Contractors

You must go for local contractors. This will provide you with a few advantages and much needed peace of mind. If the local contractor that you are considering has been operating in the area for a few years, then chances are that you are looking at an established business capable of providing quality service. The contractor that you are vetting should be a recognized name in the community that homeowners can rely upon for a roofing job well done.

Some naive homeowners make the mistake of thinking that the standard 5-year warranty is all that they need. Unfortunately, that is not enough as they soon discover to their dismay. Sometimes, when homeowners call for warranty coverage, they find that the contractor has moved on. This problem will never transpire with a local contractor. Not only should the business be established locally, the contractor should also be a local himself, having his family and friends living in your locality.

Be Careful About Cost

Cost is not everything. Never be tempted to hire a contractor just because they are offering a low bid. Unusually low bids may be grounds for suspicion. Are they offering a low price because they are inexperienced or simply inept? While this may not be necessarily true, you should certainly be on your guard if you find a low price and investigate.

Do remember that you get what you pay for. A contractor may be able to offer cheaper service by operating out of a pickup truck or similar tactics. They may not have insurance. You might end up with a greater headache having to cover the cost of a badly done roofing job with your own money. More often than not, cheapness entails much frustration and ironically, extra costs.

Say No to Storm Chasers

Avoid those roofers who go around knocking on people’s doors claiming that they are from your neighborhood. Instead of going for such roofers, you should select those that have good referrals.

Take Notes on Everything

You should talk to your roofer in advance and ask about the costs in detail. A good and honest roofer will be glad to discuss details and will never hide anything. Discuss the terms and conditions and write them down. We have worked in your area for many years and have several satisfied clients who can attest to our workmanship and expertise. For any kind of roofing job, you can trust us to put our workmanship and expertise at your service.

Contact us today for a free ReRoof Consultation>>

Should I Repair or Replace My Roof? Mon, 16 Mar 2020 12:07:23 +0000 Roof replacements can be quite expensive. This is the main reason why homeowners want to delay replacing their roof tops even if they are having problems. In the past few years, shingle roofs have become more expensive. Roof repairs might seem like a cheaper alternative. Homeowners often ask themselves: Should I repair or replace my roof? Here is what you need to know.

Repair or Replace Roof

Roof Age

The age of your roof is a key factor in deciding whether to replace or repair it. The lifespan of asphalt shingles can range between 15 to 30 years. If there is some damage to your roof but overall, it is structurally sound, then a roof repair might be a better idea. But if your roof is over 20 years old, then replacement may be the best long-term solution. There is no point in repairing something that will only break again very soon.


If your roof is leaking, then you need to call in an inspection to understand the extent of the damage. Flashing points are the places along which a roof may leak. In such a case, a roof repair will suffice provided that the leak is not widespread. If you find your roof leaking at different places, then there may be no options besides a roof repair.

Duration of Residence

You should consider how long you want to remain in your home. If you intend to sell your home soon and the roof is in fairly good shape, then a roof repair may be a better idea.

Tax Credits

In case you decide to go for a roof replacement, then you can make use of environmentally friendly factors for which you will become eligible for federal and local tax credits. These tax benefits can reduce the cost of roof repair.

Since newer materials have greater energy efficiency and higher durability, it may be a prudent decision to get a roof repair done.

Insurance Savings

You should also know that for roof replacements, there are certain high quality materials that can bring you savings on your home owner insurance policy. Materials that have greater resilience to fire, hail and wind may qualify you for lower rates.

Repair and Replacement Options

In some cases, it may be possible to lay new shingles on top of the older shingles layer. However, it may be better under certain circumstances to have your older shingles removed. This will enable you to inspect the sheathing and the roof deck. You can also install a water-proof membrane in line with the eaves. You can do this only with a clean deck. This will prevent future problems.

There is also the option of getting a partial reroofing job done if the damage is confined to one area.

Whether you opt for a roof repair or a roof replacement, you should consult a reliable, expert and trustworthy professional who will give you a full range of options as well as the costs involved.

CALL ReRoof Plus at 239.766.7663